Which M should I buy?

Pick what the car is for, your budget and how much repair risk you can live with. You get the three cars that fit best on that list, each with its cost to own a year and its chance of a big bill.

Your shortlist: grand tourer and luxury, under $100,000, some risk

  1. BMW F90 M5

    2nd of 20 on the grand tourer and luxury list, likely 1st to 3rd

    81Guide Score for 2023Excellentabout $3,231 a year to own
    Why it fits
    It scores 98 for this purpose, 2nd of 20; its strongest parts are drive feel (73) and analog connection (69). Best year to buy: 2023.
    Cost to own
    About $3,231 a year ($2,100 to $4,976)
    Chance of a bill over $10,000 in five years
    3.3%
    Typical price
    About $72,444, the middle of 5 permitted prices ($44,998 to $99,900)
  2. BMW F92 M8

    3rd of 20 on the grand tourer and luxury list, likely 2nd to 6th

    77Guide Score for 2025Very goodabout $3,847 a year to own
    Why it fits
    It scores 92 for this purpose, 3rd of 20; its strongest parts are drive feel (72) and analog connection (69). Best year to buy: 2025.
    Cost to own
    About $3,847 a year ($2,311 to $5,715)
    Chance of a bill over $10,000 in five years
    under 0.1%
    Typical price
    About $84,146, the middle of 12 permitted prices ($64,950 to $116,868)
  3. BMW M850i G15 / G16 pre-LCI

    7th of 20 on the grand tourer and luxury list, likely 3rd to 9th

    66Guide Score for 2019Goodabout $3,031 a year to own
    Why it fits
    It scores 86 for this purpose, 7th of 20; its strongest parts are drive feel (70) and ownership (68). Best year to buy: 2019.
    Cost to own
    About $3,031 a year ($2,033 to $4,565)
    Chance of a bill over $10,000 in five years
    under 0.1%
    Typical price
    About $44,153, the middle of 3 permitted prices ($43,000 to $56,500)

Of the 20 cars on this list, left out: 11 with no permitted price yet, 3 whose typical price is over $100,000, 2 over your repair risk.

See the whole grand tourer and luxury list

Where the prices come from

The typical price is the middle of the asking and sold prices we recorded from sources whose terms allow this use (bonhams.com, classiccars.com, driveway.com, enthusiastauto.com), read October 27, 2026 to October 28, 2026, with 11 auction results sold between 2015 and 2023. A car fits a budget when its typical price is at or under it. 43 of the 69 generations have 3 or more such prices; a car with fewer shows “no permitted price yet” and is left out once you set a budget. Asking prices sit above what cars sell for, so treat a car near your line as a stretch.

Each list is ordered by the Guide Score’s parts weighted for that purpose (method v5-final.14), so a car can lead a list with a lower overall Guide Score; the score shown beside each car is its overall one. It is an editorial score, built only from permitted, sourced data. The cost to own is for a car bought at five years old, or its own age if older, kept five years. How it works.